MoneyDue

Who owes whom – all in one place

MoneyDue keeps track of money you've lent and money you owe: friends, family, colleagues, companies. It all lives on your phone, and the other person doesn't need the app.

Free. No account, no ads, nobody looking over your shoulder.

App StoreGoogle Play

Reminder screen: a ready-made message in a soft tone
MoneyDue home screen: a list of debts, one overdue

You lend a colleague £200, they pay you back in euros, then someone picks up the bill for everyone at the café. A month later, nobody remembers who's up.

Notes don't cut it. The currencies are different, partial repayments don't add up, and asking someone straight out is always awkward.

What it does

Payment history: a repayment in another currency with its exchange rate

Repaid in another currency, at your rate

You enter the rate you actually got, and it stays attached to that payment.

Payments on a debt: how much is paid and how much is left

Partial repayments

If half comes back, record half. The balance updates on its own.

Reminder: soft or direct tone, with the message text

A reminder you're happy to send

Gentle or direct. Change what you like and send it through any messenger.

Dialog: forgive the rest of a debt

Forgiving closes a debt too

Its own action, separate from a repayment. The amount and every payment stay visible.

Your records don't go anywhere on their own

MoneyDue works on your phone, even offline. There's no account: install it and start adding debts, with nothing to confirm and nothing to sign up for.

The database on your phone is encrypted with AES-256, and the key stays in the phone's secure storage. You can lock the app with biometrics or your device passcode, and while the lock is on, your debts are hidden when you switch apps.

No analytics, no ads, and we don't sell data.

All your debts in one place, not in notes or in your head.

For iPhone · For Android